Strategic Compliance Leadership in Fintech & Lending
A professional presentation outlining a strategic approach to compliance leadership, FCA regulation, Consumer Duty, and scaling fintech governance frameworks.
INTRODUCTORY PRESENTATION · SALARY FINANCE
Head of Compliance
Olu Ajayi
Bringing strategic, proportionate & commercially aligned compliance leadership
Prepared for introductory discussion with Salary Finance
Confidential · April 2026
SLIDE 02 · UNDERSTANDING THE BUSINESS
What Salary Finance Represents
FCA Regulated
Consumer credit & money remittance permissions
Employer Integrated Model
Salary-deducted lending via payroll partnerships
Financial Wellbeing Mission
Improving employee financial resilience at scale
Product Suite
Loans · Advances · Savings · Financial Education
Understanding the purpose behind the regulation
SLIDE 03 · REGULATORY LANDSCAPE
Regulatory Context & Key Obligations
Core Regulatory Pillars
Unique Compliance Considerations
CONC — Consumer Credit Sourcebook
SYSC — Systems & Controls
SMCR — Senior Managers Regime
Financial Crime & AML
Consumer Duty
Affordability assessment & vulnerability frameworks
Fair value assessment & outcome testing
Data sharing protocols with employers
Operational resilience in payroll integrations
A nuanced risk profile requiring proportionate, specialist oversight
SLIDE 04 · WHAT I BRING
My Leadership Approach
Senior · Collaborative · Enabling — not policing
01
Proportionate Frameworks
Build scalable compliance architecture that grows with the business
02
Governance That Enables
Strengthen controls without slowing innovation or commercial momentum
03
Living Consumer Duty
Embed as cultural discipline, not a compliance document
04
Cross-Functional Partnership
Collaborate closely with Product, Tech, and Commercial teams
05
Clarity & Cultural Impact
Lead with influence, transparency, and measurable outcomes
SLIDE 05 · STRATEGIC PRIORITIES
Where I See the Opportunities
IMMEDIATE FOCUS
Maturing Consumer Duty evidence, MI & reporting
Enhancing affordability and vulnerability oversight frameworks
Strengthening financial crime controls proportionate to risk profile
LONGER-TERM AMBITION
Formalising governance structures as the business scales internationally
Positioning compliance as a strategic enabler and competitive differentiator
Forward-thinking compliance leadership — built for growth stage businesses
SLIDE 06 · VALUE PROPOSITION
Why I'm a Strong Fit
Deep Regulated Lending Experience
Specialist background across consumer credit environments
Proven Framework Builder
Track record building scalable, right-sized compliance functions
Mission Alignment
Genuine belief in financial wellbeing as a force for positive impact
Ready for Growth Stage
Supporting safe, sustainable expansion at pace
Looking forward to exploring how I can contribute to
Salary Finance's next chapter.
Olu' [Surname] · Head of Compliance
- compliance-strategy
- fintech
- fca-regulation
- consumer-duty
- leadership
- risk-management
- regulated-lending
- governance